Tool
Renovation ROI Calculator
See what a project adds — and whether your equity can fund it.
Not every renovation pays for itself at resale — minor kitchen and bath updates recover far more of their cost than high-end gut jobs. This tool helps you weigh a project's likely value against its cost, and check whether your home's equity can fund it without disturbing a low first mortgage.
- Compare a project's likely resale return against its cost
- See whether your equity can fund it via a HELOC
- Avoid projects that rarely pay off before you commit
Frequently asked
Which renovations have the best ROI?
Minor, midrange updates — a modest kitchen refresh, a bathroom update, curb appeal — typically recover the highest share of their cost. High-end gut renovations recover the least.
Should I use home equity to pay for a renovation?
It can make sense if the project adds more value than it costs and you can fund it via a HELOC without giving up a low first-mortgage rate. Check your available equity first.